Terms of Service

By accessing or using https://homeaffordability.io (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.

Use of the Site

The Site provides free calculators and educational content related to home affordability and mortgages. You may use the Site for personal, non-commercial purposes. You agree not to misuse the Site, interfere with its normal operation, or attempt to access it using automated means that place undue load on our systems.

Not financial or legal advice

Nothing on this Site constitutes financial, legal, tax, or lending advice, and no content should be relied upon as a substitute for advice from a qualified professional. See our Disclaimer for full details.

No guarantee of accuracy

While we aim to keep our calculators and content accurate and up to date, we make no warranties, express or implied, about the completeness, reliability, or accuracy of this information. Any action you take based on the information on this Site is strictly at your own risk.

Intellectual property

The Site's design, text, graphics, and underlying code are owned by HomeAffordability.io or its licensors and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from the Site's content without prior written permission, except for personal, non-commercial use.

Third-party links and ads

The Site may contain links to third-party websites and may display third-party advertisements, including through Google AdSense. We do not control and are not responsible for the content, accuracy, or practices of third-party sites or advertisers.

Limitation of liability

To the fullest extent permitted by law, HomeAffordability.io and its operators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Site or its calculators.

Changes to these terms

We may update these Terms of Service from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms.

Contact us

Questions about these terms? Email us at contact@homeaffordability.io.